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Rhino New York LLC (Rhino Insurance Agency in California) (Rhino) is a licensed insurance broker in the states where it transacts insurance. Rhino's sub-licensee is Benjamin Lantos.

Rhino places and underwrites reimbursement insurance coverage on an excess and surplus lines basis for residential landlords who offer Rhino's services to their tenants as an alternative to traditional security deposits. Coverage is available only to landlords and only in the states where it transacts insurance, and is subject to policy terms, conditions and exclusions. Rhino acts as a managing general underwriter for one or more insurance carriers (Insurers). The Insurers are not licensed by, or subject to the supervision of, the states where they transact insurance. An insurance policy issued by any of the Insurers is not subject to many of the rate and policy form regulations.

Coverage for a landlord with respect to a tenant’s unit is subject to underwriting review and approval with respect to that tenant.

Rhino will receive compensation from the Insurers based on an insurance policy Rhino places for a landlord and the individual tenant units endorsed to that policy. For more information about Rhino’s compensation, please request a copy of Rhino’s Producer Compensation Disclosure. If you would like information about other insurance coverage options you should consult another insurance producer.

Tenants are not insureds under an insurance policy placed/underwritten by Rhino. Rhino does not represent tenants as an insurance broker, agent, or otherwise. If you are a renter and have questions about the coverage that may be issued to your landlord, please consult your own advisor.