Protect your loved ones and home with Loss of Employment Protection

  • 1

    Get Protected

    Enroll in Loss of Employment Protection for as low as $5/month

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    Cover Your Rent

    If you lose your job unexpectedly, your rent payments can be covered while you search for new employment


When can I submit a claim?

You can submit a claim if all of the following points are true:


  • You have lost your job through no fault of your own.
  • You lost your job after your 90-day waiting period, not before or during.
  • You have completed the 90-day waiting period.
  • You have been unemployed for at least 30 days.

Visit policy terms and conditions to learn more.


What is Loss of Employment Protection?

Loss of Employment Insurance Protection policy is designed to help you stay on top of rent payments if you unexpectedly lose your job through no fault of your own.


What is not covered?

You are not covered for loss of employment prior to the start date of your policy, and within the first 90 days of your insurance policy. You are not covered for short term employment contracts, part time employment, volunteer work, or training courses.


What is covered?

If you unexpectedly lose your job through no fault of your own, the policy will provide coverage that help toward your rent payments and essential living expenses for a limited period while you search for new employment.


What is a waiting period?

A waiting period is a duration of time you must wait before your insurance cover comes into effect. During this time, your insurance coverage is not yet active.


  • You cannot make a claim for any loss of employment that happened before you enrolled or during the 90-day waiting period.
  • If you have been enrolled for 90 days and then lose your job, you may submit a claim if you meet all the policy terms and conditions.

Any cost, premium, or coverage stated before receiving an official customer quote are estimates and an approximation and are not guaranteed. Customer quotes are based on the information provided on this platform, and are subject to required underwriting and rating factors. Until an official customer quote is provided, all communication on this website is provided as an example for informational purposes only, and is neither an offer nor a guarantee of available premium or coverage. This information may not be used to modify any policy that might be issued. Any information provided to assist in understanding the coverage offering does not modify any insurance policy, nor does it imply that any claim is covered. Actual cost and premium are subject to the unique considerations of each individual. Any coverage afforded by the product described is subject to policy terms, conditions, and exclusions and may not be available in all states. Insurance is placed by STP Insurance Services LLC, a licensed agency, (CA Lic No. 6005386), and may be underwritten by a nonadmitted, excess/surplus lines carrier that is not licensed in that state. There is a grace period of 14 days for failed payments including reattempts. Premium must be up-to-date before filing a claim.

The Loss of Employment Policy offers protection for certain types of involuntary job loss, with specific terms and eligibility requirements. Be sure to review the policy details to confirm it's the right fit for you.

Terms and Conditions

Any cost, premium, or coverage stated before receiving an official customer quote are estimates and an approximation and are not guaranteed. Customer quotes are based on the information provided on this platform, and are subject to required underwriting and rating factors. Until an official customer quote is provided, all communication on this website is provided as an example for informational purposes only, and is neither an offer nor a guarantee of available premium or coverage. This information may not be used to modify any policy that might be issued. Any information provided to assist in understanding the coverage offering does not modify any insurance policy, nor does it imply that any claim is covered. Actual cost and premium are subject to the unique considerations of each individual. Any coverage afforded by the product described is subject to policy terms, conditions, and exclusions and may not be available in all states. Insurance is placed by STP Insurance Services LLC, a licensed agency, (CA Lic No. 6005386), and may be underwritten by a nonadmitted, excess/surplus lines carrier that is not licensed in that state. There is a grace period of 14 days for failed payments including reattempts. Premium must be up-to-date before filing a claim.

The Loss of Employment Policy offers protection for certain types of involuntary job loss, with specific terms and eligibility requirements. Be sure to review the policy details to confirm it's the right fit for you.

Terms and Conditions